Contact: Phil Reynolds
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Aspray (Durham) Deal with all Residential and Commercial Building Damage Insurance Repair Related Claims
Residential and Commercial Property Damage Insurance Repairs, such as...
- Water Damage
- Fire Damage
- Flood Damage
- Impact Damage
- Storm damage
- Criminal Damage
Helping People Make Successful Buildings Insurance Claims.
If your home or business has been damaged, Aspray (Durham) could help you achieve a fair settlement from your insurer, and working with vetted contractors, we aim to reinstate your property to its pre-loss condition as swiftly as possible.
Fire, flood, water damage, storms, impact or criminal damage; no matter the problem, an Aspray project manager could help.
Whether you have suffered damage to your home, buy-to-let property or business premises call Aspray (Durham) to book an appointment with your local project manager.
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If your home or business premises has been subject to storm, flood, fire, impact or theft damage, from the point of initial discovery, Aspray (Durham) could assist you in achieving a fair settlement from your insurer, appointing only vetted contractors, and project managing all restoration works to your property. Furthermore, there is no charge for the Aspray (Durham) service, provided Aspray (Durham) can appoint and project manage the contractors who carry out the restoration work. Please note any excess stated within the policy will still apply.
If you require one of our loss assessors at Aspray Durham to attend your property, then please call either our local or national number to speak to one of our call handlers.
Philip Reynolds of Aspray (Durham) is perfectly placed to represent you and help you make a successful property claim. Philip always aims to circumnavigate the minefield and chaos that could happen after suffering damage to your property by drawing on his experience of over 15 years in project management.
Philip acquired the Aspray (Durham) territory in 2017 becoming the sole territory director, bringing with him a wealth of experience and technical expertise in engineering, construction and project management. Philip can access a vast network of vetted contractors; this provides a formidable response team to those customers in need of the Aspray (Durham) service.
Following a brief initial visit to your property, your loss assessor will conduct a damage assessment and identify the source of the damage. A schedule of works will then be created.
Communicating effectively with your insurance company and seeking quality and effective contractors can be very time consuming. Aspray (Durham) will assume full responsibility for CDM regulations, appoint their vetted contractors, and communicate with your insurance company to negotiate a fair settlement.
Single Point of Contact
Throughout the entire process, your loss assessor at Aspray (Durham) shall become your single point of contact, aiming to provide a clear and effective service.
Water damage is one of the most common causes of residential or commercial buildings insurance claims. A leaky or frozen pipe can sometimes lead to extensive, and sometimes expensive, damage to your property and its contents.
If you experience water damage, Aspray could help by negotiating with your insurance company or their loss adjuster, drying out your property if necessary and instructing vetted contractors to complete reinstatement works.
Suffering a fire in your residential or commercial property can be destressing and the damage caused can, in some cases, be catastrophic. Aspray could help restore your home or business to its pre-loss condition, providing a helping hand when you may need it most.
Where applicable, if your residential property is damaged an Aspray loss assessor will arrange temporary accommodation for yourself and your family should you be unable to remain in your property while repairs are carried out.
Adverse weather conditions are out of your control and a severe storm can cause damage to various aspects of your residential or commercial property. High winds, heavy rain, hail and snow can all potentially cause harmful effects to your home or business, from broken roof tiles to an uprooted tree landing on your house or business.
Damage caused by a storm can take many forms however, our project managers are experienced at reinstating properties that have been affected by extreme weather conditions.
Extreme floods have been prominent across the UK over the past few years, with home and business owners suffering extensive damage, leaving them without a habitable property for extended periods of time.
If your property has been flooded, Aspray (Durham) could, were applicable, arrange temporary accommodation and begin organising the cleaning and stripping of fixtures, fittings and furnishings that have been damaged because of the flood.
Predominately caused by a vehicle colliding with your residential or commercial property or boundary, the physical damage of impact can be big enough and Aspray (Durham) understand that the emotional impact could be even greater. The property owner can usually recover the cost of the damage under their own policy and then your insurances can often pursue a recovery of costs against the offending motorist.
Aspray (Durham) Local Activities
Our most frequently asked question - What is the difference between a Loss Assessor and a Loss Adjuster?
A loss assessor works in the best interests of the policyholder. Sometimes known as a public loss adjuster, a loss assessor manages property damage insurance claims on behalf of the policyholder, working towards achieving a fair settlement from the insurance company.
In 2005, it became a legal requirement for all loss assessors to be regulated by the Financial Conduct Authority (FCA) to ensure that insurance claim management meets specific standards. Aspray Ltd is authorised and regulated by the Financial Conduct Authority and can be found on the FCA Register.
An Aspray loss assessor goes beyond simply negotiating and agreeing your claim with the insurer, they also project manage all repair works, reinstating your property to its pre-loss condition as swiftly as possible.
A loss adjuster is appointed on behalf of the insurance company. When instructed by an insurance company, a loss adjuster will assess the damage to your property and, if they deem the damage liable under your insurance policy, will work with your insurance company to provide settlement figure. Loss adjusters are often appointed when the claim is of a significant size and will visit your property to determine the cause of damage.
Any loss adjuster appointed will be paid directly by your insurance provider, therefore, many claimants worry that they may not receive an impartial assessment. This is where a claimant may decide to appoint a loss assessor who will aim look after their interests.
Instructing Aspray (Durham) will provide you with a dedicated and experienced loss assessor who will put your interests first.
0+Years In Business
TO COMPLETING YOUR PROPERTY DAMAGE INSURANCE CLAIM WITH ASPRAY.
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Aspray (Durham): Area & Postcode Coverage
Durham, County Durham, Chester-Le-Street (west of East Coast Main Line), Ouston, Pelton, Birtley (west of East Coast Main Line), Gateshead, Chester-le-Street (east of East Coast Main Line), Great Lumley, Birtley (east of East Coast Main Line), Brandon, Lanchester, Carlisle, Brampton, Gilsland, Greenhead & Slaggyford, City of Carlisle, Northumberland (unitary), Alston, Garrigill & Nenthead, Eden, Northumberland, Penrith Carleton Hall area, Shap, Tebay, Kirkby Thore, Langwathby, Lazonby & Pooley Bridge, South Lakeland, Appleby-in-Westmorland, Kirkby Stephen, Brough & Ravenstonedale, Esh Winning, Burnhope, Langley Park, Sacriston, Ushaw Moor, Brancepeth, Consett, Blackhill, Bridgehill, Shotley Bridge, Leadgate, Delves Lane, Dipton, Stanley, Annfield Plain, Shildon, Barnard Castle, Bowes & Middleton-in-Teesdale, Stanhope, Frosterley, Wolsingham & Tow Law, Cumbria, Bishop Auckland & Evenwood, Crook, Crook & Willington, Spennymoor, Ferryhill, Newcastle Upon Tyne,Chopwell, Western Chopwell Wood, Gateshead, Hexham, Acomb, Hexhamshire, Northumberland, Haltwhistle.
CA8, CA9, CA10, CA16, CA17, DH1, DH2, DH3, DH7, DH8, DH9, DL4, DL12, DL13, DL14, DL15, DL16, NE17, NE47, NE49.