Contact: Laide Turvey
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Aspray Folkestone Deal with all Residential and Commercial Building Damage Insurance Repair Related Claims
Residential and Commercial Property Damage Insurance Repairs, such as...
- Water Damage
- Fire Damage
- Flood Damage
- Impact Damage
- Storm damage
- Criminal Damage
Helping People Make Successful Buildings Insurance Claims.
If your home or business has been damaged, Aspray Folkestone could help you achieve a fair settlement from your insurer, and working with vetted contractors, we aim to reinstate your property to its pre-loss condition as swiftly as possible.
Fire, flood, water damage, storms, impact or criminal damage; no matter the problem, an Aspray project manager could help.
Whether you have suffered damage to your home, buy-to-let property or business premises call Aspray Folkestone to book an appointment with your local project manager.
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Have you been let down by tradesmen? Have you been told that they will attend your property at a certain time? You take the day off from work and then they don’t show up? Have you ever been bewildered about where to start and whom you need to contact to get the job done in the first place? Well if you have, then don’t worry because you are now in safe hands as Laide Turvey, of Aspray Folkestone’s job is to reduce the burden of your property insurance claim.
Laide is here to save you the trouble of having to obtain several quotes from individual tradespeople and/or search for reputable contractors who will respect you and your property and to negotiate with your insurers on your behalf to ensure that you achieve a fair settlement to reinstate your property to its pre-damaged state as quickly as possible.
With Laide’s legal and insurance experience, gained over 18 years, she is adept at checking the cover on your insurance policy and negotiating with your insurers.
Laide, in partnership with her husband, have an extensive property portfolio which has given Laide first-hand experience in successfully project-managing a wide variety of property repairs.
It is Laide’s background and experience in these fields which drives her passion and desire to bring this much needed service to your local area and by doing so, help policyholders just like you, at a time when you most need them.
You can be confident that from your initial instruction, Laide will investigate the nature of the damage to your property, negotiate with your insurers on your behalf and then engage her vetted contractors to undertake the reinstatement work to your property and help to alleviate the burden on you, the policyholder. From the point that you instruct Aspray Folkestone to handle your property insurance claim, Laide will take on the project management responsibilities.
You can feel confident that by instructing Laide to manage your property claim that she will be focused and determined to manage your insurance claim as proficiently as possible to help you achieve a fair settlement to your property insurance claim. Laide will always act in the best interests of policyholders. She will manage her vetted contractors to complete the re-instatement works when planned and return your property to its pre-loss condition, as your satisfaction is paramount.
The service provided by Aspray Folkestone is at no cost to you, provided Laide can engage her own vetted contractors. So, whether it is a fire, flood, impact damage or an escape of water, you can count on her to manage your insurance claim.
Water damage is one of the most common causes of residential or commercial buildings insurance claims. A leaky or frozen pipe can sometimes lead to extensive, and sometimes expensive, damage to your property and its contents.
If you experience water damage, Aspray could help by negotiating with your insurance company or their loss adjuster, drying out your property if necessary and instructing vetted contractors to complete reinstatement works.
Suffering a fire in your residential or commercial property can be destressing and the damage caused can, in some cases, be catastrophic. Aspray could help restore your home or business to its pre-loss condition, providing a helping hand when you may need it most.
Where applicable, if your residential property is damaged an Aspray loss assessor will arrange temporary accommodation for yourself and your family should you be unable to remain in your property while repairs are carried out.
Adverse weather conditions are out of your control and a severe storm can cause damage to various aspects of your residential or commercial property. High winds, heavy rain, hail and snow can all potentially cause harmful effects to your home or business, from broken roof tiles to an uprooted tree landing on your house or business.
Damage caused by a storm can take many forms however, our project managers are experienced at reinstating properties that have been affected by extreme weather conditions.
Extreme floods have been prominent across the UK over the past few years, with home and business owners suffering extensive damage, leaving them without a habitable property for extended periods of time.
If your property has been flooded, Aspray Folkestone could, were applicable, arrange temporary accommodation and begin organising the cleaning and stripping of fixtures, fittings and furnishings that have been damaged because of the flood.
Predominately caused by a vehicle colliding with your residential or commercial property or boundary, the physical damage of impact can be big enough and Aspray Folkestone understand that the emotional impact could be even greater. The property owner can usually recover the cost of the damage under their own policy and then your insurances can often pursue a recovery of costs against the offending motorist.
Aspray Folkestone Activities
Our most frequently asked question - What is the difference between a Loss Assessor and a Loss Adjuster?
A loss assessor works in the best interests of the policyholder. Sometimes known as a public loss adjuster, a loss assessor manages property damage insurance claims on behalf of the policyholder, working towards achieving a fair settlement from the insurance company.
In 2005, it became a legal requirement for all loss assessors to be regulated by the Financial Conduct Authority (FCA) to ensure that insurance claim management meets specific standards. Aspray Ltd is authorised and regulated by the Financial Conduct Authority and can be found on the FCA Register.
An Aspray loss assessor goes beyond simply negotiating and agreeing your claim with the insurer, they also project manage all repair works, reinstating your property to its pre-loss condition as swiftly as possible.
A loss adjuster is appointed on behalf of the insurance company. When instructed by an insurance company, a loss adjuster will assess the damage to your property and, if they deem the damage liable under your insurance policy, will work with your insurance company to provide settlement figure. Loss adjusters are often appointed when the claim is of a significant size and will visit your property to determine the cause of damage.
Any loss adjuster appointed will be paid directly by your insurance provider, therefore, many claimants worry that they may not receive an impartial assessment. This is where a claimant may decide to appoint a loss assessor who will aim look after their interests.
Instructing Aspray Folkestone will provide you with a dedicated and experienced loss assessor who will put your interests first.
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TO COMPLETING YOUR PROPERTY DAMAGE INSURANCE CLAIM WITH ASPRAY.
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Aspray Folkestone Area & Postcode Coverage
Folkestone, Hawkinge, Lyminge, Etchinghill, Capel-le-Ferne, Densole, Newington, Shepway, Dover, Folkestone (north), Cheriton, Folkestone (south), Sandgate, Hythe, Saltwood, Lympne, Postling, Newingreen, West Hythe, Westenhanger, Gillingham, Brompton, Hempstead, Bredhurst, Medway, Maidstone, Rainham, Parkwood, Twydall, Newington, Teynham, Iwade and Rural, Swale, Sittingbourne, Kemsley, Milton Regis, Queenborough, Rushenden, Isle of Sheppey, Minster, Sheerness, Eastchurch, Hollingbourne, Hucking, Harrietsham, Lenham, Boughton Monchelsea, Linton, Coxheath, Chart Sutton, East Sutton, Langley, Kingswood, Sutton Valence, Ashford (town centre), Kingsnorth, Singleton, Willesborough, Kennington, Boughton Aluph, Goat Lees, Challock, Wye, Stowting, Brook, Bethersden, Hamstreet, Shadoxhurst, Woodchurch, Headcorn, Biddenden, New Romney, Greatstone-on-Sea, Littlestone-on-Sea, Romney marsh, Lydd.
CT18, CT19, CT20, CT21, ME7, ME8, ME9, ME10, ME11, ME12, ME17, TN23, TN24, TN25, TN26, TN27, TN28, TN29.