Contact: Paul Millar
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We Deal with all Residential and Commercial Property Damage Insurance Related Claims, such as….
- Water Damage
- Fire Damage
- Flood Damage
- Impact Damage
- Storm damage
- Criminal Damage
Helping People Make Successful Buildings Insurance Claims.
If your home or business has been damaged, Aspray Manchester North could help you achieve a fair settlement from your insurer, and working with vetted contractors, we aim to reinstate your property to its pre-loss condition as swiftly as possible.
Fire, flood, water damage, storms, impact or criminal damage; no matter the problem, an Aspray project manager could help.
Whether you have suffered damage to your home, buy-to-let property or business premises call Aspray Manchester North to book an appointment with your local project manager.
Submit your review
This is a testimonial for the recent work done on our kitchen. We were away on a recent trip and upon our return found there had been a leak from a header tank in the roof space, causing the roof to cave in and also damage the flooring.
So we gave you a call and true to form you turned up ready to do battle with our insurers. I’m not sure on the gory details, but they were being particularly awkward with one aspect of the claim. But instead of admitting defeat, and tugging your forelock to them. You came up with an alternative to make sure we were happy with everything.
You kept us well informed throughout every aspect of the job, and it has to be said the prosses was easy, and enjoyable, resulting in a superb outcome.
Many thanks Paul, as you know, I would not hesitate to refer you to any of my clients, colleagues and friends.
Paul Millar is the Appointed Representative for Aspray North Manchester.
What he does?
He deals with property damage claims from inception to completion including, but not limited to submission of claims, preparation of a Schedule of Works, negotiation with Loss Adjustors and project managing locally vetted contractors. Contents claims, Business Interruption and Loss of Rent are also areas in which Paul is able to assist as part of the overall process.
His experience in project management and attention to detail mean that he always strives to achieve the very best that your Insurance Cover entitles you to.
He is skilled in managing a wide array of property insurance claims arising from fire, flood, escape of water, storm, impact and malicious damage. Whether acting on behalf of a homeowner, landlord or business owner, He understands the stress that can be associated with making and managing such claims and he strives to eliminate as much of this as possible by providing a fast and efficient, personable loss assessing/insurance claims management service to all his clients.
Pauls aim is to keep you fully informed, every step of the way and is available to speak with clients on a 24/7 basis.
He understands your individual needs and appreciate that no two claims are alike. He aims to add value to his clients claims by ensuring that they receive a professional, yet personalised service, from him using his expertise, knowledge, empathy and trust.
He will only ever instruct local fully-vetted, experienced and qualified Contractors to carry out reinstatement works, giving his clients the peace of mind they need.
Regardless of the size or nature of the claim, your reinstatement project will be in the safe hands of Aspray North Manchester. Paul has only your best interests at the heart of everything he does.
Water damage is one of the most common causes of residential or commercial buildings insurance claims. A leaky or frozen pipe can sometimes lead to extensive, and sometimes expensive, damage to your property and its contents.
If you experience water damage, Aspray could help by negotiating with your insurance company or their loss adjuster, drying out your property if necessary and instructing vetted contractors to complete reinstatement works.
Suffering a fire in your residential or commercial property can be destressing and the damage caused can, in some cases, be catastrophic. Aspray could help restore your home or business to its pre-loss condition, providing a helping hand when you may need it most.
Where applicable, if your residential property is damaged an Aspray loss assessor will arrange temporary accommodation for yourself and your family should you be unable to remain in your property while repairs are carried out.
Adverse weather conditions are out of your control and a severe storm can cause damage to various aspects of your residential or commercial property. High winds, heavy rain, hail and snow can all potentially cause harmful effects to your home or business, from broken roof tiles to an uprooted tree landing on your house or business.
Damage caused by a storm can take many forms however, our project managers are experienced at reinstating properties that have been affected by extreme weather conditions.
Extreme floods have been prominent across the UK over the past few years, with home and business owners suffering extensive damage, leaving them without a habitable property for extended periods of time.
If your property has been flooded, Aspray Manchester North could, were applicable, arrange temporary accommodation and begin organising the cleaning and stripping of fixtures, fittings and furnishings that have been damaged because of the flood.
Predominately caused by a vehicle colliding with your residential or commercial property or boundary, the physical damage of impact can be big enough and Aspray Manchester North understand that the emotional impact could be even greater. The property owner can usually recover the cost of the damage under their own policy and then your insurances can often pursue a recovery of costs against the offending motorist.
Aspray Manchester North Local Activities
Our most frequently asked question - What is the different between a Loss Assessor and a Loss Adjuster?
A loss assessor works in the best interests of the policyholder. Sometimes known as a public loss adjuster, a loss assessor manages property damage insurance claims on behalf of the policyholder, working towards achieving a fair settlement from the insurance company.
In 2005, it became a legal requirement for all loss assessors to be regulated by the Financial Conduct Authority (FCA) to ensure that insurance claim management meets specific standards. Aspray Ltd is authorised and regulated by the Financial Conduct Authority and can be found on the FCA Register.
An Aspray loss assessor goes beyond simply negotiating and agreeing your claim with the insurer, they also project manage all repair works, reinstating your property to its pre-loss condition as swiftly as possible.
A loss adjuster is appointed on behalf of the insurance company. When instructed by an insurance company, a loss adjuster will assess the damage to your property and, if they deem the damage liable under your insurance policy, will work with your insurance company to provide settlement figure. Loss adjusters are often appointed when the claim is of a significant size and will visit your property to determine the cause of damage.
Any loss adjuster appointed will be paid directly by your insurance provider, therefore, many claimants worry that they may not receive an impartial assessment. This is where a claimant may decide to appoint a loss assessor who will aim look after their interests.
Instructing Aspray Manchester North will provide you with a dedicated and experienced loss assessor who will put your interests first.
0+Years In Business
TO COMPLETING YOUR PROPERTY DAMAGE INSURANCE CLAIM WITH ASPRAY.
Before &After Projects
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Need Help with your
Fire, Flood, Water Damage, Storms, Impact or Criminal Damage.
Aspray could help!
0800 077 6704
Aspray Manchester North: Area & Postcode Coverage
Oldham, Chadderton, Failsworth, Ashton-under-Lyne, Mossley, Greenfield, Uppermill, Grasscroft, Springhead, Dobcross, Delph, Moorside, Grains Bar, Diggle, Denshaw.
M9, M25, M27, M35, M40, M43, OL1, OL3, OL4, OL5, OL6, OL7, OL8, OL9.