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Cost of living crisis – Beware of cheap insurance!

Robert Johnson, Claims Manager at Aspray, advises that while the cost of living crisis is causing many people to look for areas to save money, home insurance shouldn’t be one of them. Having adequate insurance in place for your home could save you a fortune should...

Smoke and Carbon Monoxide Alarm (England) Regulations: do you know the changes?

The Smoke and Carbon Monoxide Alarm (England) Regulations, which have been effective since 2015, are being amended to extend some of the rules in place. The amendment will apply from 1st of October, except in Wales where they will come into force from the start of...

36,000 Lightning Strikes as Thunderstorms Hit UK

Sounds terrifying! 36,000 lightning strikes hitting the UK over a 12-hour period.  Following the cracking weather we had across the UK this summer; we are now feeling the aftermath. Heavy rain falls and extreme thunderstorms have hit our shores this week and the...

I’m a landlord making a claim. Do I need a loss assessor?

Managing a portfolio of properties can be challenging. There are lots of things to consider from managing tenants to legal requirements such as carrying out property and safety checks. So, if you get the dreaded phone call that one of your properties has been damaged,...

Matching Items Cover: Because you wouldn’t want an odd kitchen, right?

Matching has become a trend in recent years. Matching pyjamas. Matching pet coats. Matching t-shirts. We like to match. But when it comes to insurance, without matching items cover in your policy, you might end up with something a little odd.What is Matching Items...

Glossary: Your Property Insurance Jargon Busted

There’s nothing worse than sitting down to read important documents only to find you’re attacked by jargon in every sentence. Insurance policies are no different. - packed full of terminology that really could mean anything!? Well, Aspray are here to help. Our...

Market Value Vs Rebuild Value

You’re taking out your insurance policy for your home and come to the Rebuild Value question. The last valuation of your property estimated a sale price of £195,000 so this must be about right… right? Wrong. This is the market value of your property and may be vastly...

Build Back Better Scheme Launched by Flood Re

The UK has seen some substantial flooding over the past ten years. With the met office reporting that the weather is set to get warmer and wetter due to climate change, the possibility of further flooding is almost inevitable. To counteract this, Flood Re are...

10 Common Home Insurance Myths Debunked  

Confused about your home insurance policy? Not sure what might be covered and what isn’t? Perhaps you’re looking to take out a policy but don’t have a clue what the rebuild value of your home is? There is lots of confusion around home and contents insurance. We hope...

Help! My property has been damaged by my neighbour.

Even those who get along with their neighbours like a house on fire (pun not intended), may find themselves feeling disgruntled if their property is damaged and they feel their neighbour is at fault. But is your neighbour really to blame and where does this leave you...

Need to make an insurance claim for damage to your property? Contact Aspray

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