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Caring for Claims

Need to make an insurance claim for damage to your property? Contact Aspray (Luton)
Photo © Robin Stott (cc-by-sa/2.0)
Bill Maynard, Director of Aspray (Luton)

Your dedicated Aspray Loss Assessor
Bill Maynard

Bill Maynard helps policyholders in Luton and the surrounding areas make successful buildings insurance claims caused by storms, burst pipes, accidental damage, fire, floods, or other events. Bill will also be responsible for project managing the repairs to the damage and always strives to reinstate the property to its pre-loss condition as swiftly as possible.

Aspray (Luton) Services

Aspray (Luton) Services

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Latest Claims

A devastating house fire

Bill Maynard, Aspray’s dedicated representative in Luton, recently demonstrated not only his expertise in managing a fire insurance claim but also his compassionate support for a grieving homeowner who had lost a family member in the devastating fire.

The story began on a seemingly ordinary evening when a small kitchen mishap led to a raging house fire. The flames swiftly devoured everything, leaving a trail of destruction. The inferno spared nothing, as it devoured the walls, ceilings, and contents. Only the external facade of the property remained once the fire engines tackled the blaze. The damage was nothing short of catastrophic, and the emotional toll on the homeowner was immeasurable.

Fire Damage Essex
Fire Damage Essex
Fire Damage Essex

What is the Cost?

Unlike some Loss Assessors, we can manage the whole claim right through to completion and our loss assessing service is *free to the policyholder, providing we can use our vetted contractors to carry out the reinstatement works. However, any excess stated within the policy will still apply and is payable by you, the policyholder.  

If you are a VAT registered company or individual, please be aware you are responsible for paying the VAT of the settlement, however, you can claim this from HMRC on your next VAT return. 

Aspray Luton attending 3 counties expo - 28th Feb 2024

We’re Exhibiting

Discover Aspray Luton at the 3 Counties Expo!

Join us on 28th February at Venue 360, Riverside, for an engaging day of professional growth and networking. Aspray Luton specializes in managing property insurance claims and building repairs, ensuring a hassle-free process for property owners.

Come meet Bill Maynard, our friendly face at the expo, who is excited to share how we can support you through any property claim challenges. Our expertise is just a conversation away.

Don’t miss this chance to connect with us and other local businesses. Elevate your property management with Aspray Luton – your partner in navigating insurance claims with ease.

Ready to enhance your property claims experience? Visit our stand at the 3 Counties Expo. We can’t wait to meet you!

For more information, please visit 3 Counties Expo website. See you there!

Customer Reviews

Need to Make a Claim?

Leave your details and a member of our experienced claims teams will contact you. 

The Claim Process

Contact Aspray on 0800 077 6705
A member of the Aspray claims team will take some details of the damage to your property and arrange for a Loss Assessor to visit your premises at time to suit you.

Damage and repair report
Once you have 
reviewed and signed a mandate instruction authorising Aspray to manage the claim on your behalf we will assess the damage to your property to determine if you have a valid claim and contact your insurance company to get the ball rolling.

Aspray manage your claim
From here, your
 Aspray Loss Assessor will deal with all communications relating to your claim, including attending all onsite meetings with necessary specialists or representatives of the insurer.

Negotiation with your insurer
Aspray negotiate the claim to achieve the best possible outcome on your behalf as quickly as possible. Having Aspray on your side, means that we will chase and aim to progress the claim as quickly as

Settlement and excess paid
Once settlement is agreed, your dedicated loss assessor will meet with you to discuss the agreed works,
 collect your excess payment and agree a convenient date for works to commence.

Fully vetted contractors assigned
The agreed works are carried out using our fully vetted contractors appropriate for the works being undertaken. 
Some elements of the works may be undertaken by the Loss Assessor personally. 

Repair work begins
Your dedicated loss assessor will project manage the repair works. 

Sign off and feedback
Your feedback and satisfaction 
is of paramount importance to us, therefore, we will meet you onsite, where applicable, to inspect and sign off on the completed works.

What is the difference between a Loss Assessor and a Loss Adjuster?

Aspray Loss Assessor with speech

A Loss Assessor works in the best interests of the policyholder.
Sometimes known as a public Loss Adjuster, a Loss Assessor manages property damage insurance claims on behalf of the policyholder, working towards achieving a fair settlement from the insurance company.

Loss Assessor works on behalf of the insurer

A Loss Adjuster is appointed on behalf of the insurance company.
When instructed by an insurance company, a Loss Adjuster will assess the damage to your property and, if they deem the damage liable under your insurance policy, will work with your insurance company to provide settlement figure.

Damage assessment 
Your local loss assessor will put together a schedule of works following an inspection of the damage at your property.

Claims management
Managing the insurance company and tradespeople can be tricky. Aspray (Luton) will manage the claim on your behalf from inception to completion.
Going the extra mile
If applicable, Aspray (Luton) can arrange any temporary accommodation, loss of income or loss of rent as part of your building’s insurance claim.
One point of contact
Instructing Aspray (Luton) will provide you with one clear, face-to-face, point of contact throughout the claims process.

Need to make an insurance claim for damage to your property? Contact Aspray (Luton)

Aspray (Luton): Area & Postcode Coverage

North Stevenage including Old Town and Town Centre, South Stevenage, Walkern, Ardeley, Stevenage, East Hertfordshire, Hitchin, Condicote, Kimpton, Weston, St Ippolyts, Little Wymondley, Whitwell, Graveley, Great Wymondley, Breachwood Green, Gosmore, Presto, St Paul’s Walden, Langley, Bendish, Ley Green, King’s Walden, Hall’s Green, Stotfold, Ickleford, Shillington, Offley, Fairfield Park, Pirton, Holwell, Apsley End, Hexton, Charlton, Astwick, Pegsdon, Higham Gobion, Letchworth, Norton, Willian Baldock, Ashwell, Hinxworth, Wallington, Newnham, Bygrave, Radwell, Clothall, Odsey, Caldecote, Arlesey, Henlow, Henlow Camp, Lower Stondon, Upper Stondon, Shefford, Clifton, Meppershall, Campton, Chicksands, Beadlow, Deadman’s Cross, Luton South, Aley Green, Caddington, Lower Woodside, Pepperstock, Skimpot, Slip End, Woodside Luton, Chiltern Green, Cockernhoe, East Hyde, Lawrence End, Lilley, New Mill End, Peters Green, Tea Green, The Hyde, Wandon End, Wandon Green, Winch Hill, Lower Sundon, Streatley, Sundon, Charlton, Leagrave Dunstable, Bidwell, Chalgrave, Fancott, Harlington, Houghton Regis, Thorn, Toddington, Eaton Bray, Edlesborough, Holywell, Kenworth, Northall, Sewell, Studham, Totternhoe, Whipsnade, Central Bedfordshire, Welwyn, Hatfield, North Hertfordshire.

LU1, LU2, LU3, LU4, LU5, LU6, SG1, SG15, SG16, SG17, SG2, SG3, SG4, SG5, SG6, SG7.

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