Caring for Claims

Need to make an insurance claim for damage to your property? Contact Aspray (North Lancs)

Your dedicated Aspray Loss Assessor
Martin Grindrod

Martin Grindrod helps policyholders in the North Lancashire area make successful buildings insurance claims caused by storms, burst pipes, accidental damage, fire, floods or other events. Martin will also be responsible for project managing the repairs to the damage and always strives to reinstate the property to its pre-loss condition as swiftly as possible.

Aspray (North Lancs) Services

Aspray (North Lancs) Services

Latest Claims

Before After
Before After
Before After

What is the Cost?

Unlike some Loss Assessors, we can manage the whole claim right through to completion and our loss assessing service is *free to the policyholder, providing we can use our vetted contractors to carry out the reinstatement works. However, any excess stated within the policy will still apply and is payable by you, the policyholder.  

If you are a VAT registered company or individual, please be aware you are responsible for paying the VAT of the settlement, however, you can claim this from HMRC on your next VAT return. 

Featured Claim

In this Commercial Property in Swinton, Greater Manchester, a failed flexi pipe leading to the sink in the ground floor bathroom caused widespread water damage. Aspray were quickly on the scene to locate the leak and begin the removal of damp material. Advanced drying techniques were used to completely dry out the affected area before restoration works began.

The policyholder was delighted with the fast and efficient service from Aspray, allowing her to resume trading with little delay.

Before

Wall damaged due to car impact - Aspray (Sutton Coldfield)

After

Fixed wall after car damage - side view - Aspray (Sutton Coldfield)

Customer Reviews

Need to Make a Claim?

Leave your details and a member of our experienced claims teams will contact you. 

Tick to Confirm

The Claim Process

Contact Aspray on 0800 077 6705
A member of the Aspray claims team will take some details of the damage to your property and arrange for a Loss Assessor to visit your premises at time to suit you.
 

Damage and repair report
Once you have 
reviewed and signed a mandate instruction authorising Aspray to manage the claim on your behalf we will assess the damage to your property to determine if you have a valid claim and contact your insurance company to get the ball rolling.
 

Aspray manage your claim
From here, your
 Aspray Loss Assessor will deal with all communications relating to your claim, including attending all onsite meetings with necessary specialists or representatives of the insurer.
 

Negotiation with your insurer
Aspray negotiate the claim to achieve the best possible outcome on your behalf as quickly as possible. Having Aspray on your side, means that we will chase and aim to progress the claim as quickly as
 possible.
 

Settlement and excess paid
Once settlement is agreed, your dedicated loss assessor will meet with you to discuss the agreed works,
 collect your excess payment and agree a convenient date for works to commence.
 

Fully vetted contractors assigned
The agreed works are carried out using our fully vetted contractors appropriate for the works being undertaken. 
Some elements of the works may be undertaken by the Loss Assessor personally. 

Repair work begins
Your dedicated loss assessor will project manage the repair works. 
 

Sign off and feedback
Your feedback and satisfaction 
is of paramount importance to us, therefore, we will meet you onsite, where applicable, to inspect and sign off on the completed works.
 

What is the difference between a Loss Assessor and a Loss Adjuster?

Aspray Loss Assessor with speech

A Loss Assessor works in the best interests of the policyholder.
Sometimes known as a public Loss Adjuster, a Loss Assessor manages property damage insurance claims on behalf of the policyholder, working towards achieving a fair settlement from the insurance company.

Loss Adjuster with speech

A Loss Adjuster is appointed on behalf of the insurance company.
When instructed by an insurance company, a Loss Adjuster will assess the damage to your property and, if they deem the damage liable under your insurance policy, will work with your insurance company to provide settlement figure.

Damage assessment 
Your local loss assessor will put together a schedule of works following an inspection of the damage at your property.

Claims management
Managing the insurance company and tradespeople can be tricky. Aspray (North Lancs) will manage the claim on your behalf from inception to completion.

Going the extra mile
If applicable, Aspray (North Lancs) can arrange any temporary accommodation, loss of income or loss of rent as part of your building’s insurance claim.

One point of contact
Instructing Aspray (North Lancs) will provide you with one clear, face-to-face, point of contact throughout the claims process.

Need to make an insurance claim for damage to your property? Contact Aspray (North Lancs)

Aspray (North Lancs): Area & Postcode Coverage

Barnacre-with-Bonds, Barton, Bilsborrow, Bonds, Bowgreave, Broughton, Calder Vale, Chipping, Garstang, Goosnargh, Great Eccleston, Little Eccleston, Longridge, Myerscough, Oakenclough, Pilling, Ribchester, St Michael’s On Wyre, Scorton, Whittingham. Blackpool, Wigan, Bispham, Layton, Marton, Staining, Fylde, Blackpool Airport, Marton, South Shore, Little Bispham, Anchorsholme, Thornton-Cleveleys, Poulton-le-Fylde, Hambleton, Knott End-on-Sea, Preesall, Singleton, Fleetwood, Lytham St. Annes, Lancaster, Aldcliffe, Bailrigg, Abbeystead, Aldcliffe, Aughton, Austwick, Bailrigg, Bay Horse, Caton, Clapham, Cockerham, Dolphinholme, Ellel, Farleton, Galgate, Glasson Dock, Halton, Hest Bank, High Bentham, Hornby, Quernmore, Tatham, Wharfe, Morecambe, Heysham, Middleton, Overton, Sunderland Point, Torrisholme, Carnforth, Arnside, Silverdale, Warton, Bolton-Le-Sands, Arkholme, Cantsfield, Casterton, Ingleton, Ireby, Kirkby Lonsdale, Masongill, Tunstall, Whittington, Milnthorpe, Beetham, Storth, Heversham Sedbergh, Dent, Preston City Centre, Avenham, Broadgate, Deepdale, Fishwick, St Matthews, Penwortham, Ashton on Ribble, Brookfield, Cadley, Fulwood, Grimsargh, Haighton, Ingol, Larches, Lea, Ribbleton, Riversway, Sharoe Green, Tanterton, Becconsall, Catforth, Clifton, Cottam, Eaves, Elswick, Freckleton, Hesketh Bank, Hutton, Inskip, Kirkham, Longton, Much Hoole, New Longton, Newton, Tarleton, Thistleton, Walmer Bridge, Warton, Wesham, Woomplumpton, Wrea Green, Bamber Bridge, Coupe Green, Gregson Lane, Higher Walton, Hoghton, Lostock Hall, Riley Green, Samlesbury, Walton-Le-Dale, Walton Park, Walton Summit, Adlington, Buckshaw Village, Charnock Richard, Coppull, Eccleston, Euxton, Heath Charnock, Heskin, Ainsdale, Birkdale, Blowick, Sefton Metropolitan Borough, Banks, Churchtown, Crossens, Marshside, Leyland, Clayton-le-woods, Farington, Croston, Bretherton, Moss Side, Unles Walton, Carlisle, Wigton, Brampton, Alston, Penrith, Keswick, Cockermouth, Workington, Maryport,  Appleby-in-Westmorland, Kirkby Stephen, Ravenglass, Holmrook, Seascale, Beckermet, Egremont, Cleator, Moor Row, Cleator Moor, Frizington, St. Bees, Whitehaven, Workington, Morecambe, Carnforth, Milnthorpe, Kendal, Sedbergh, Grange-over-Sands, Ulverston, Barrow-in-Furness, Dalton-in-Furness, Askam-in-Furness, Kirkby-in-Furness, Millom, Broughton-in-Furness, Coniston, Ambleside,  Windermere.

BB1, BB10, BB11, BB12, BB18, BB2, BB3, BB5, BB6, BB7, BB8, BB9, BD23, BD24, FY1, FY2, FY3, FY4, FY5, FY6, FY7, FY8, LA1, LA10, LA2, LA3, LA4, LA5, LA6, LA7, PR1, PR2, PR25, PR26, PR3, PR4, PR5, PR6, PR7, PR8, PR9