Caring for Claims
Need to make a property insurance claim? Contact Aspray (East Barnet & St. Albans)
Photo © Martin Addison (cc-by-sa/2.0)
Your dedicated Aspray Loss Assessor
Jon Wood
Jon Wood helps policyholders around the East Barnet and St. Albans areas make successful buildings insurance claims caused by storms, burst pipes, accidental damage, fire, floods or other events. Jon will also be responsible for project managing the repairs to the damage and always strives to reinstate the property to its pre-loss condition as swiftly as possible.
Aspray (East Barnet & St. Albans) Services
Fire
Flood
Water
Storm
Impact
Subsidence
Aspray (East Barnet) Services
Fire
Flood
Water
Storm
Impact
Subsidence
Latest Claims
What is the Cost?
Unlike some Loss Assessors, we can manage the whole claim right through to completion and our loss assessing service is *free to the policyholder, providing we can use our vetted contractors to carry out the reinstatement works. However, any excess stated within the policy will still apply and is payable by you, the policyholder.
If you are a VAT registered company or individual, please be aware you are responsible for paying the VAT of the settlement, however, you can claim this from HMRC on your next VAT return.
Featured Claim
This commercial peril occurred during lockdown. A sewer had become blocked with raw sewage backing up and then escaping from an inspection cover located in the rear courtyard of the commercial unit. Extensive black water damage was suffered throughout the entire ground floor of the shop unit.
Aspray East Barnet & St. Albans met with the commercial tenant on-site the same day. From the information provided, we mobilised an experienced contractor (who has storage facilities) and also met them on-site that same day. The salvageable contents were removed to secure storage within 24 hours and an emergency strip out of the damaged flooring throughout, together with sanitisation, was completed within 48 hours. A full refurbishment, including structural drying of the commercial unit, plus repairs to the adjacent entrance to residential flats above, was completed within 9 weeks, enabling the tenants to recommence trading as the UK came out of lockdown.
Customer Reviews
Need to Make a Claim?
Leave your details and a member of our experienced claims teams will contact you.
The Claim Process
Contact Aspray on 0800 077 6705
A member of the Aspray claims team will take some details of the damage to your property and arrange for a Loss Assessor to visit your premises at time to suit you.
Damage and repair report
Once you have reviewed and signed a mandate instruction authorising Aspray to manage the claim on your behalf we will assess the damage to your property to determine if you have a valid claim and contact your insurance company to get the ball rolling.
Aspray manage your claim
From here, your Aspray Loss Assessor will deal with all communications relating to your claim, including attending all onsite meetings with necessary specialists or representatives of the insurer.
Negotiation with your insurer
Aspray negotiate the claim to achieve the best possible outcome on your behalf as quickly as possible. Having Aspray on your side, means that we will chase and aim to progress the claim as quickly as possible.
Settlement and excess paid
Once settlement is agreed, your dedicated loss assessor will meet with you to discuss the agreed works, collect your excess payment and agree a convenient date for works to commence.
Fully vetted contractors assigned
The agreed works are carried out using our fully vetted contractors appropriate for the works being undertaken. Some elements of the works may be undertaken by the Loss Assessor personally.
Repair work begins
Your dedicated loss assessor will project manage the repair works.
Sign off and feedback
Your feedback and satisfaction is of paramount importance to us, therefore, we will meet you onsite, where applicable, to inspect and sign off on the completed works.
Aspray Successful Claims
Homeowner
Landlords
Business Owners
What is the difference between a Loss Assessor and a Loss Adjuster?
A Loss Assessor works in the best interests of the policyholder.
Sometimes known as a public Loss Adjuster, a Loss Assessor manages property damage insurance claims on behalf of the policyholder, working towards achieving a fair settlement from the insurance company.
A Loss Adjuster is appointed on behalf of the insurance company.
When instructed by an insurance company, a Loss Adjuster will assess the damage to your property and, if they deem the damage liable under your insurance policy, will work with your insurance company to provide settlement figure.
Damage assessment
Your local loss assessor will put together a schedule of works following an inspection of the damage at your property.
Claims management
Managing the insurance company and tradespeople can be tricky. Aspray (East Barnet & St. Albans) will manage the claim on your behalf from inception to completion.
Going the extra mile
If applicable, Aspray (East Barnet & St. Albans) can arrange any temporary accommodation, loss of income or loss of rent as part of your building’s insurance claim.
One point of contact
Instructing Aspray (East Barnet & St. Albans) will provide you with one clear, face-to-face, point of contact throughout the claims process.
Need to make a property insurance claim? Contact Aspray (East Barnet & St. Albans)
Aspray (East Barnet & St. Albans): Area & Postcode Coverage
Hatfield, Essendon, Welham Green, South Mimms, Shenley, Radlett, Borehamwood, Elstree, Ridge, Potters Bar, Barnet, Chipping Barnet, Brent Cross, New Barnet, Trent Park, Southgate, Enfield, Cuffley, Goff’s Oak, Ponders End, Bower Heath, Welwyn, Tewin, Welwyn Garden City, Wheathampstead, Harpenden, Flamstead, Redbourn, Sandridge, St. Albans, Kings Langley, London Colney, Abbots Langley, Bricket Wood, Sarratt, Chandler’s Cross, north Watford, Chorleywood, Croxley Green, Bushey, Rickmansworth
AL1, AL2, AL3, AL4, AL5, AL6, AL7, AL8, AL9, AL10, EN1, EN2, EN3, EN4, EN5, EN6, EN7, N14, N20, NW4, NW7, WD17, WD18, WD19, WD23, WD24, WD25, WD3, WD4, WD5, WD6, WD7