Restoring your home or business after Fire damage
Fires can often devastate a property. They are amongst the most complicated of claims handled by Aspray.
As a result, we are vastly experienced in providing detailed reports to your insurance company, and instructing specialist contractors to bring your property back to its pre-loss condition. To sum up, you need an expert on your side.
The level of damage to a property can vary depending on the type of fire, and how long it took in order for the fire engines to come. Fire, smoke and water damage are all common factors in fire damaged properties and require different decontamination and reinstatement techniques.
The complexities and quantity of the damage will only be accounted for by an expert. Therefore, a loss assessor like Aspray can ensure you get the settlement you are entitled to from your insurance company.
Above all, Aspray takes away this hassle.
Watch the case study video below!
How we support you on a Fire damage insurance claim
A member of the Aspray claims team will take some details of the fire damage and details of your insurance claim if you have logged a claim. Next, our team will arrange for a Loss Assessor to visit your premises at time to suit you.
Property damage and
Review and sign the mandate instruction authorising Aspray to manage the claim on your behalf. In addition, we will assess the fire damage to determine if you have a valid insurance claim and contact your insurer to get the ball rolling.
Aspray manage your
From here, your Aspray Loss Assessor will deal with all communications relating to your insurance claim. Therefore, you won’t need to handle onsite meetings with necessary specialists or representatives of the insurer.
Aspray will negotiate the insurance claim to achieve the best possible outcome on your behalf as quickly as possible. Having Aspray on your side, means that we will chase and aim to progress the claim as quickly as possible.
The settlement will be agreed, and your dedicated Loss Assessor will meet with you to discuss the agreed works. They will also collect your excess payment and agree a convenient date for works to commence.
The appropriate contractors will be instructed to carry out the reinstatement works at your property. Some elements of the works may be undertaken by the Loss Assessor personally.
the repair works
Reinstatement works will commence on the pre-agreed date, and your dedicated Loss Assessor will project manage these works to completion. Meanwhile, Aspray will update you on project timescales.
Your feedback and satisfaction are of paramount importance to us, therefore, we will meet you onsite, where applicable, to inspect and sign off on the completed works.
Useful advice on a Fire damage claim
The emotional toll of fire damage cannot be understated. Witnessing your home engulfed in flames, losing possessions, and potentially dealing with injuries or fatalities is a harrowing experience.
The aftermath of a fire can leave you feeling disoriented, anxious, and in shock. It’s essential to seek support from friends, family, or professional services when needed.
These fires occur when there is an ample supply of oxygen. They burn at high temperatures and are often characterised by open flames. Oxygen-rich fires cause extensive damage to structures, leaving behind charred remains, melted materials, and severe structural damage. Recovery from oxygen-rich fires typically involves extensive demolition and rebuilding.
Oxygen-starved fires occur when the available oxygen is limited. They smolder at lower temperatures and produce thick, dense smoke. While these fires may not cause as much visible damage, they can lead to pervasive smoke damage throughout the property. Removing the soot and odor from oxygen-starved fires can be a complex and time-consuming process.
The complexities of fire damage demand tailored reinstatement and repair processes based on the type of fire. Oxygen-rich fires often require structural assessments, debris removal, and rebuilding from the ground up. This process may involve rebuilding walls, replacing roofs, and addressing extensive damage to the interior.
Oxygen-starved fires, on the other hand, necessitate specialised cleaning and restoration techniques. Smoke and soot particles can penetrate deep into materials, making cleanup challenging. Professionals use specialised equipment and cleaning agents to remove soot, eliminate odors, and restore the property’s air quality.
Using a loss assessor on a fire damage claim
Dealing with an insurance claim after a fire can be a daunting task, especially when you’re grappling with the emotional aftermath. This is where a loss assessor can make a significant difference. A loss assessor, like Aspray, can be engaged as soon as possible to take control of the insurance claim process on your behalf.
By working closely with your insurance company, a loss assessor can ensure that your claim is properly documented, submitted, and processed promptly. With a loss assessor handling the insurance and renovation aspects, you can focus on coping with potential bereavement, shock, and the emotional recovery process.
In many cases, your home may be uninhabitable after fire damage. During the insurance claim process, finding alternative accommodation is essential for your family’s well-being. Depending on the contents of your insurance policy wording, Aspray can help you secure temporary accomodation while your property is being restored. This ensures that you have a safe and comfortable place to stay during the challenging recovery period.
This is why we do what we do!