Fire Damage
Even a small fire can cause existential damage!
Fire damage can be extensive, and many elements need to be considered. Flames are not the only cause of damage, and a fire claim may include the drying of water, fixing of forced entry by emergency services, or removal of smoke and soot.
Even a small fire can cause existential damage!
Fire damage can be extensive, and many elements need to be considered. Flames are not the only cause of damage, and a fire claim may include the drying of water, fixing of forced entry by emergency services, or removal of smoke and soot.
Restoring your home
The first thing your insurance company will want to establish after a fire is the possible cause and whether this is covered under the terms of your policy.
Even a small fire can cause existential damage as smoke can seep into cracks in the walls and floorboards, that is why we instruct specialist fire restoration companies, who can begin a decontamination process to mitigate any further loss.
It is not just the framework of your home that is damaged in a fire, but your contents may also be destroyed, sometimes beyond repair. Alongside the property damage, we can help manage your contents claim, bringing in specialists, where required, to value, remove or store your items.
We can even assist in arranging alternative accommodation for you and your household, where necessary.
Decontamination
Smoke and soot pose a significant risk to both you and your property as soot particles are usually toxic and, when they encounter moisture, cause corrosion. Ensuring your property is fully cleaned out is vitally important following a fire.
Fire Restoration
Your contents are also likely to be affected by fire, even if they were not directly impacted by the flames. A restoration company will remove contents to decontaminate where possible or dispose of them safely if they are damaged beyond repair.
Structural Survey
Should the claim require it, your Aspray Loss Assessor can bring in third-party consultants to carry out a structural survey. Surveys normally inspect all visible and accessible parts of a building, including walls, doors, windows, roofs, and outbuildings.
Drying
Besides heat devastation and fire damaged items, your property may suffer from water damage, from the fire brigade or an onsite sprinkler system. Your Aspray Loss Assessor will take moisture readings of the site to put together a drying plan.
Has your property suffered from fire damage?
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Rebuilding Business
Fires are not only a traumatic experience but when they happen in commercial premises, may also put the future of your business at risk, potentially affecting operations and business continuity. Dealing with a commercial fire claim often involves more than just restoring your property and can therefore be a long and intricate process.
During the restoration process, you may not be able to operate your business as normal and may wish to look at a business continuity plan as well as making a claim for business interruption. Alongside your reinstatement claim, your Loss Assessor may be able to assist with your business interruption or contents claims that need to be made as a result of the damage to your property.
Keeping you informed throughout the process is our top priority, and your dedicated Aspray loss assessor will be on hand to answer any questions you may have about the claim.
Homeowners
Landlords
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Homeowner
Landlords
Business Owners
This is why we do what we do!